Auto Insurance Used in Car Accidents

Attorney Doug Goyen Doug Goyen, a Dallas auto accident lawyer, has represented residents of Dallas, Texas who have suffered personal injuries as a result of car accidents since 1997. We’ve settled thousands of cases and recovered millions of dollars in settlements for our clients. The Law Office of Doug Goyen provides experienced, aggressive, and powerful representation for our clients. Our outcomes are proven. Our Dallas personal injury lawyer collects the compensation for our client’s personal injury claims.

Please contact the Law Office of Doug Goyen at (972) 599 4100 or use our website contact form so that we can assist you. The consultation is free, and you will not be charged unless you win!

Call For A Free Case Review (972) 599 4100

Automobile Insurance Used in Car Accidents Injury Claims

In Texas, the following types of insurance are typically required and used in auto accidents and injury claims. See the descriptions and corresponding pages below.

  1. Liability Insurance for Auto Claims:

    All drivers in Texas are required by law to carry liability insurance. Auto liability insurance covers the damage you cause to someone else (property or injury) as a result of your negligence.


  2. Uninsured Motorist (UM) and Underinsured Motorist (UIM) Insurance for Auto Claims:

    Uninsured Motorist Coverage is insurance that is required to be offered and is used to pay for damage done to you by someone who is at fault but does not have liability insurance.


  3. Personal Injury Protection:

    Personal Injury Protection (PIP) is insurance that is required to be offered by liability insurance companies in Texas and is used to pay you, the covered person, for various expenses incurred as a result of an automobile collision.


  4. Medical Payments Coverage or MedPay:

    MedPay is optional insurance that can be added to an auto policy and typically covers a small portion of the covered person’s medical bills.


  5. Collision, Comprehensive, Rental, and Towing Insurance:

    Collision Coverage pays for damage to the covered person’s listed vehicle caused by a collision, with a deductible typically paid by the insured. Comprehensive Coverage insures damage to the covered person’s listed vehicle caused by a variety of causes “other than collision,” such as theft, fire, and so on. Towing Insurance will pay for the cost of towing your vehicle up to the limit specified in your auto insurance policy. Rental Insurance pays for the cost of renting a car while your vehicle is being repaired under the terms of your auto insurance policy.


  6. Gap Insurance:

    Gap insurance protects you if your vehicle is a “total loss” and you are “upside-down” on the note (what you owe) on it. It pays the difference between the current value of your vehicle (prior to the damage) and what you owe to the lienholder on that vehicle (such as at the bank, or car lot).


  7. Umbrella Coverage:

    Umbrella insurance is a type of coverage that is sometimes purchased by people who require additional liability coverage in the event that their auto, homeowners, or other liability insurance are insufficient to protect their assets from claims made against the insured person or persons.

If you need a Dallas car accident lawyer for your automobile & injury insurance issues or another personal injury issue, call the Law Office of Doug Goyen at (972) 599 4100.

Call For A Free Case Review (972) 599 4100

Insurance Claim Disputes

Insurance policy Insurance disputes are only one aspect of filing an insurance claim. If you file a claim, you will almost certainly have a disagreement with the insurance company. Your insurance company (or the insurance company of the other person) is not in the business of paying claims. They are in the business of “not paying claims” – or paying as little as possible. They are a company, usually an incorporated company, with obligations to its shareholders or owners. The bottom line for shareholders is profitability, not whether they treat you fairly. Your case is just one in a long, long, long line of claims filed. They’ve heard every sob story about how the lights will be turned off, how your loved one needs surgery to save their life, how you’ll go bankrupt, lose your house, and end up on the streets before.

Unfortunately, the adjusters become immune to these requests for assistance. They really don’t care – they hear it multiple times a day, every day, and it’s gotten to the point where they despise these statements. When you hang up with them, the adjuster spins around in his cubicle, looking for a coworker across the way in their cubicle, and mocks how upset you were. Doesn’t that sound harsh? It is, but dealing with insurance adjusters is a fact of life.

We assist people in the Dallas, North Texas area who have insurance disputes and are looking to their insurance company to process a claim. We assist with coverage disputes, liability disputes, and other insurance-related issues. If you have been injured and your claim has been denied unfairly by your insurance company, please contact us. Our firm has experience both working for and against insurance companies. We can go over your options with you and assist you in obtaining an appropriate and timely result.

Uninsured or underinsured motorist claims, personal injury protection (PIP), nursing home claims, construction claims, disability claims, property and casualty claims, life insurance claims, homeowner and fire insurance claims are some of the areas we can assist with.

If you want to discuss your insurance claim, contact the car crash injury attorneys at the Law Office of Doug Goyen at (972) 599-4100 or contact us online for a free initial consultation with a personal injury lawyer in Dallas.

Call For A Free Case Review (972) 599 4100

Directions: (Click the following link for directions to our Addison office: Law Office of Doug Goyen)

Please Review us at:

By Doug Goyen, douggoyen@goyenlaw.com

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Auto Insurance Used in Accidents

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Client Reviews
★★★★★
You want a great lawyer who keeps you informed on whats going on speaks with you personally and gets the job done call Doug Goyen. He is excellent & very professional you wont go wrong choosing him!! Thanks again for all your help Mr. Goyen! Socorro V.
★★★★★
Very efficient staff. I am VERY pleased with this firm. Gina W.
★★★★★
Very professional job handling my accident claim. I had some ER bills, and some visits to my ortho after (and various other bills that kept coming in). I was afraid I was going to get stuck owing money, but Doug Goyen took care of the case and had everything paid, including compensating me for the injury. Great lawyer IMO. I felt like my case was taken care of very well. Thx!! Bernard M.
★★★★★
Doug is a great attorney. He took care of my auto accident claim promptly, and answered any questions I had. I also had one of my hospital bills go into collections for non-payment. I was able to contact Doug a year after the accident, and received a copy of the check the hospital claimed they didn’t receive. I highly recommend this guy. David J.
★★★★★
The Law Office of Doug Goyen helped me recovery every bit I was owed on my claim. Very happy I used them. They knew what they were doing, and kept me informed. I felt taken care of the whole way. You wont go wrong using them. Arthur H.
★★★★★
Mr. Goyen helped me take on my own insurance company, the great and mighty Allstate. My prior firm basically dumped me, with a permanent injury because the case didn’t meet their financial guidelines for a settlement. I was a bicycle rider hit by a car driver at an intersection, and Allstate was the company on BOTH SIDES OF THE CLAIM. My own insurance company tried to throw me under the bus to limit their payout! Without Mr. Goyen’s help, I would have been left with NOTHING! I had thousands of dollars in unpaid medical bills, unable to receive treatment to correct the issue. He was unafraid and helped me get the best settlement I could … I am tremendously thankful! Pamala M.