Getting Lower Rates on Auto Insurance - Tips

Auto Insurance Tips - Checking your CLUE Report and Comparing Rates
by Doug Goyen, Law Office of Doug Goyen

Auto insurance is required if you drive, so you want to find the companies with the best rates. I've included the following for 1) comparing insurance rates, 2) checking what insurance companies are using to set your rates, and 3) the Texas Department of Insurance's "Automobile Insurance Made Easy" site.

This site asks some basic questions about you, and gives some rates from insurance companies. This gives a rough idea of the rates being charged by different insurance companies.

The problem with it though, is that it doesn't tell you what the insurance companies think of you, and whether you will qualify for the coverage / rates you are seeing.

Typically, insurance companies are looking at many factors that you can't do much about. Your age, sex, the car you drive, whether you are married, etc. This is all information that you give your insurance company when you take out the policy.

Some of the factors they check on their own may be incorrect, and may cause your insurance rates to be too high. The insurance companies will check your driving history, your claims history, and your credit in setting your rates. You will want to check each of these to make sure they are accurate. Inaccuracy in any of these reports can cause you to pay more than you should for your auto insurance.

Good luck,

Doug Goyen, Attorney
Law Office of Doug Goyen
15851 Dallas Pkwy #605
Addison, Texas 75001

(972) 599 4100 phone, (972) 398 2629 fax

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Auto Accident Attorney

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You want a great lawyer who keeps you informed on whats going on speaks with you personally and gets the job done call Doug Goyen. He is excellent & very professional you wont go wrong choosing him!! Thanks again for all your help Mr. Goyen! Socorro V.
Very efficient staff. I am VERY pleased with this firm. Gina W.
Very professional job handling my accident claim. I had some ER bills, and some visits to my ortho after (and various other bills that kept coming in). I was afraid I was going to get stuck owing money, but Doug Goyen took care of the case and had everything paid, including compensating me for the injury. Great lawyer IMO. I felt like my case was taken care of very well. Thx!! Bernard M.
Doug is a great attorney. He took care of my auto accident claim promptly, and answered any questions I had. I also had one of my hospital bills go into collections for non-payment. I was able to contact Doug a year after the accident, and received a copy of the check the hospital claimed they didn’t receive. I highly recommend this guy. David J.
The Law Office of Doug Goyen helped me recovery every bit I was owed on my claim. Very happy I used them. They knew what they were doing, and kept me informed. I felt taken care of the whole way. You wont go wrong using them. Arthur H.
Mr. Goyen helped me take on my own insurance company, the great and mighty Allstate. My prior firm basically dumped me, with a permanent injury because the case didn’t meet their financial guidelines for a settlement. I was a bicycle rider hit by a car driver at an intersection, and Allstate was the company on BOTH SIDES OF THE CLAIM. My own insurance company tried to throw me under the bus to limit their payout! Without Mr. Goyen’s help, I would have been left with NOTHING! I had thousands of dollars in unpaid medical bills, unable to receive treatment to correct the issue. He was unafraid and helped me get the best settlement I could … I am tremendously thankful! Pamala M.