Causes of Accidents

Injury Accident

Usually, a violation of some safety rule is what causes most accidents.  Someone is in a hurry, so they decide to drive faster than they should.  Someone decides to change lanes without looking.  Someone can't be delayed by the stop sign or stop light so they decide to blow through it.  Someone has an addiction to their "smart" phone, so they decide to look at their phone instead of paying attention to their driving.  Tailgating, aggressive driving, drinking and driving, intentionally getting behind the wheel when under medication or fatigued, are all causes of accidents.  These all decisions that people consciously make so that in reality, its rare that an accident is truly an "accident" where nothing was done intentionally.  If you intentionally do any of the above, and your vehicle collides with someone else due to your conscious decision you made to break safety rules, then it is an intentional breach of the safety rule that leads to the collision and injury or damage.  This is not an accident.  Our predecessors who created these safety rules did so with years of wisdom. 

These rules are not made to just give police officers reasons to give people tickets.  These safety rules are made to keep us "safe".  If people break these safety rules and hurt someone, they owe for what damage or injury they caused by breaking the safety rules. To require any less is to invite those who break safety rules to continue to do so, and to be hazards to everyone who is lawfully on public roads, and dangers to those who do follow the safety rules (as well as dangers to themselves and to those who are passengers in their vehicles). 

Used to be that we all knew what an auto accident was. It was typically a collision of vehicles caused by someone's bad behavior. But somewhere in the last 2 decades it seems people have lost sight of what an automobile accident is. Now, if you say something was an "accident", some people automatically think "it wasn't on purpose then, so nobody is at fault". The guy who fires a gun randomly towards a busy highway without looking to see if he is or is not going to strike someone doesn't mean to kill the person who gets struck by the bullet. Do we let him off the hook because he didn't shoot that particular person on purpose? No.

If a person speeds, runs red lights, texts while driving, turns without making sure the way is clear, or intentionally violates any of the safety rules that govern our roadways by either statute or common sense, then when that person's intentional act (speeding, running a red, texting, etc. . . ) causes a collision that hurts or kills someone, that person is as guilty as the guy who randomly fires off a gun towards an area he knows other people could possibly be. The law holds that person responsible for their actions, for their violations of safety rules. It was no "accident".

Typically an automobile collision injury arises from a choice to disobey a law. Choosing to speed, trying to beat a light, not paying proper attention (messing with a cellphone, text, radio, or whatever is distracting the driver). All these are choices made by drivers to not pay attention that cause these wrecks. Choices made by these drivers to disobey the law. The laws that were put in place to keep everyone else safe. The insurance industry pushes the term "accident" to make people feel as though there was nothing that could be done to avoid what happened. Nothing could be farther from the truth.

Almost all automobile injury accident cases are the result of someone's disobeying the law. The lawsuits resulting from this disobeying of the law are usually because the person who disobeyed the law thinks they shouldn't have to pay for the harms and losses they caused.

Actions After Accident:

1. Try to remain calm after your automobile injury accident.

2. Make sure the police come to the scene and write a report.

3. Make sure you have all the witness information, and multiple ways of contacting the witnesses (names, phone(s), addresses).

4. Take photos: Of scene, of vehicles, of debris on road, of tire tracks, of people at scene, of injuries, of anything else that you think an adjuster would need to see to understand how the accident happened, and what the damages are.

5. Get everyone's insurance information. Names of insurance company, phone numbers, policy numbers, addresses of insurance company(s).

6. Take care of any injuries. People are often in shock, and are more concerned about their vehicle than about themselves. Take care of your injuries. Seek medical attention, if for nothing else than to put your mind at ease to verify whether your injury is severe or not.

7. Get an estimate on your vehicle. The insurance company will try to pay as little as possible, so they will always write a "low" estimate. Ger an estimate of your own to protect yourself, and know that you are being given the correct amount of money to fix your vehicle.

Personal Injury Areas We Help With Are:

Auto Accident and Injury Cases, Personal Injury Cases, 18 Wheeler & Commercial Vehicle Injury Accident Cases, Motorcycle Accident and Injury Cases, Wrongful Death Cases, Pedestrian Injured by Automobile Cases, Slip and Fall & Premises Cases, Workplace & Constructions Injury Cases, Dog Bite Injury Cases, Bicyclers Hit by Automobile Cases .

Types of Coverage in Automobile Injury Cases:

Automobile Liability Insurance, Uninsured Motorist Insurance, Personal Injury Protection (PIP), Medpay Insurance, Property Damage & Collision Coverages for Your Auto

By Doug Goyen, douggoyen@gmail.com 

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